A lifetime ago I was once a bank teller. Banks are supposed to accept them and return them to the government for destruction. We were taught how to evaluate damaged bills. If a bank gives you a hard time for no good reason, just try another.
… The problem is that ‘for no good reason’ is uh, lets say, up to interpretation, and if you go to enough banks, you may end up getting arrested or trespassed for simply consistently holding the position that ‘this is legal tender’, depending on your attitude and the attitudes of everyone else involved.
Public nuisance? Attempted fraud? Trespassing? Disorderly conduct? Disturbing the peace? Impeding/hampering the operation of a legal business?
All potentially on the menu.
This is what I meant by ‘interesting’, lol.
Its … like a thing Tyler Durden / The Narrator would do for fun.
Maybe your bank account goes up by $100, maybe you end up in jail, maybe you just end up pissed off.
There was a black guy in the US a couple years ago that won a law suit because a bank wouldnt accept a check from him on grounds of suspected fraud. He went to deposit the winnings and it happened again so he sued again and won again.
Nah, I’ve had half of those threatened to me after my identity got stolen and I had to go to a bunch of physical locations to reset a bunch of accounts.
If somebody is more conviced you’re doing fraud, than trying to recover from it?
Somewhat hilariously, that is still valid legal tender, technically.
More than 50% of the bill is still intact, as are most of its security verifcation areas.
Now obviously in practice this probably would not work well in most real world situations, but, it technically is still valid currency.
https://www.frbservices.org/resources/financial-services/cash/exception-processing/mutilated-currency
https://legalclarity.org/will-a-bank-exchange-a-ripped-or-torn-bill/
But also, intentionally damaging the bill is… technically a crime.
https://lawshun.com/article/is-it-against-the-law-to-rip-a-dollar-bill
In summary, doing this to a hundo and then trying to deposit it at a bank is more or less guaranteed to be an interesting time.
A lifetime ago I was once a bank teller. Banks are supposed to accept them and return them to the government for destruction. We were taught how to evaluate damaged bills. If a bank gives you a hard time for no good reason, just try another.
… The problem is that ‘for no good reason’ is uh, lets say, up to interpretation, and if you go to enough banks, you may end up getting arrested or trespassed for simply consistently holding the position that ‘this is legal tender’, depending on your attitude and the attitudes of everyone else involved.
Public nuisance? Attempted fraud? Trespassing? Disorderly conduct? Disturbing the peace? Impeding/hampering the operation of a legal business?
All potentially on the menu.
This is what I meant by ‘interesting’, lol.
Its … like a thing Tyler Durden / The Narrator would do for fun.
Maybe your bank account goes up by $100, maybe you end up in jail, maybe you just end up pissed off.
Those hypotheticals are more lurid fantasies than likely occurrences.
There was a black guy in the US a couple years ago that won a law suit because a bank wouldnt accept a check from him on grounds of suspected fraud. He went to deposit the winnings and it happened again so he sued again and won again.
Hah, I vaguely remember that.
Nah, I’ve had half of those threatened to me after my identity got stolen and I had to go to a bunch of physical locations to reset a bunch of accounts.
If somebody is more conviced you’re doing fraud, than trying to recover from it?
They’ll call the cops.
That sucks, but was a very different situation from asking your bank to accept a damaged benny.