“…too much effort to build an htpc or do anything that protect yourselfs and your family’s data…”

So you change your own oil and do your own brakes, right? Cook all your meals, mow your lawn yourself, hand wash your dishes, and compost your food scraps?

No?

You’re just lazy and brain rotted; it’s too much effort for you to do those things.

(The point is the normal person has no idea and no interest in building a Home Theater PC (HTPC) nor in maintaining one, and I get that. Most people don’t brew their own beer, if it can/will come out superior to what’s in the store. Please just want to come home, sit down, and turn on something that works.

Is the data super important to you?

Let someone else host it.

Bitwarden in the cloud.

Edit: Bitwarden paying the monthly/yearly fee to BW. I wasn’t implying trying to host it yourself in the cloud.