Not to minimize how fucked the US is, but this is true to some degree. There’s a lot of ways to get a mortgage with lower credit, with or without federal and state grants. Most people could probably get approved for a mortgage.
Now, getting approved for a mortgage that’s large enough to afford anything near your work is a bigger question. But if you can afford to live in a cheaper area and have consistent income, it’s worth checking to see if escaping the rent trap is a possibility.


Also bourgeois/liberal democracy is the quintessence of adopting democratic aesthetics, forms, and language without any actual democratic function. No one can vote according to their interests, and no one’s votes actually influence policy.
The reason most modern imperialist states have evolved their own form of liberal democracy is because of how effective it is at mediating domestic capitalist contradictions so they can be externalized.
If the US were somehow a true functional democracy it would have evolved beyond capitalism decades ago.