What in the actual fuck.

High interest debt > 6mo Nest egg > 401k/Roth > post tax brokerage (VOO and chill)

This is not financial advice.

This is the answer. Directional freezing creates clear ice.

Yeah for sure. Didn’t lose any money. Just a bit frustrating that I didn’t have the option to leave an RMA open and replace the DOA drives when there was stock. It was either refund or store credit.

Just had a similar thing happen to me. Bought some WD reds. Two drives were DOA. Since no drives were available to replace them, I could return for a refund. Then had to buy drives when they were in stock again at double the price.