There are different ways to reduce insurance premiums.
1. Ban expensive cars. Ban SUVs. They are very expensive to repair. Encourage people to drive golf carts. They are not expensive to repair.
2. Crack down hard on bad drivers. Ruthless enforcement of laws.
3. Reduce compensation to victims
4. Creating a mandatory public option. A government owned insurance company. That means endless lawsuits. If you want to undermine insurance companies, shouldn’t you do start with healthcare? Or dental plans? Why car insurance?
5. Subsidize insurance for poor people. California does that.. But this makes little sense. Should taxpayers really be subsidizing car ownership?
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