• krisevol@lemmus.org
    link
    fedilink
    English
    arrow-up
    0
    ·
    6 days ago

    It’s actually the opposite.

    My xray was $1000 with insurance, but my co pay was $100.

    I asked how much the cash price is without insurance and the xray was $100.

    Medical procedures are 90% off of you pay cash.

    • jack_of_sandwich@lemmy.sdf.org
      link
      fedilink
      English
      arrow-up
      0
      ·
      5 days ago

      Usually I see things like the doctor billed the insurance $1000. The insurance paid $300 and said I had to pay $100. The remaining $600 goes unpaid, and the doctor never expected to get it

      • krisevol@lemmus.org
        link
        fedilink
        English
        arrow-up
        0
        ·
        5 days ago

        I see this also. My insurance in 36k a year for a family of 4. I would be better off paying cash than paying for insurance. Currently going to the doctor for the 4 doctor visits cost me 9k per visit plus $5 co pay. Cash would cost me $50-75 per visit.

    • NannerBanner@literature.cafe
      link
      fedilink
      English
      arrow-up
      0
      ·
      5 days ago

      It’s sometimes the opposite. The insurance companies actually have a lot of input on the price the doctor/hospital is allowed to charge, and I’ve seen it purposefully pushed up or down depending on what tricks the insurance company is trying to use for its balance sheets.