I’m a regular guy, I’m about 23 years old, I work at a job with a flexible schedule, the job is more or less acceptable, although sometimes it’s very annoying because of the extra repairs. Lately, I’ve been really wanting to go to festivals with cosplayers and stuff, but time is tight, and because of AI and data centers, there is even less time than there could be. And I never even went on a date, I constantly postponed everything for later, and now it seems to me that everything is lost.
You would have to be either extremely lucky or extremely unlucky to never use your retirement fund. You’ll use it.
That is some seriously stupid “logic”, sorry.
Exactly how much heads-up are you expecting to get, personally, before let’s say the banks cave? Before the food’s gone? Before the gov’ts lose control?
Follow-up: with so many fingers on so many buttons, clearly, how do you find any time at all to spend your money you’ve so artfully stashed for just this occasion? How do you do it, oh guru? 😶
It’s not stupid, because not preparing for the future is never going to benefit you. It only hurts you. Not preparing for your future is the #1 thing people regret from their youths. Come 40, you’ll regret every cent you waste on stuff you don’t need versus your retirement plan.