My parents did the same thing. They said "dont worry when grandma sells her house we will use the money to help you with your deposit. Fastforward they sell the house and the money goes to them getting a deposit on a place and they say “dont worry” this will be passed down to you. Ok but ill be 60 years old then and it will be useless, im 30 it gives me the most benefit to have it now to start a family.
Oh well it is what it is.
Cue: When are you giving us grandchildren?
Mom, your new house is your grandchildren. Enjoy it, because I sure can’t.
My father has that same retarded logic. “What? You don’t want my house when I die?” – “You fucking moron. I’m 30 and you’ll live another 20 years. I need a home now.”
If you take care of your health age 50 comes quicker than you know it and you will still appreciate that house very much.
Everybody is responsible for their own life, don’t expect hand-outs.
No social security or support for old people, you say?
Shut the fuck up Boomer.
Yes that completely explains the volatile housing market, predatory mortgage loans, and hedge fund competition that has barred the gates of home ownership for some time in one simple statement. Bravo sir, your wit is unmatched.
It does actually.
If people didn’t pass over huge fortunes to their kids, and everyone had to start from scratch, then the housing market would be a lot more equal
Ever heard of homeloans?
You would only end up with more people in debt, not cheaper houses.
Prices adjust to what people can afford. When you have people who can pay whatever you are asking, prices go up.
Same goes with loans. In fact, you some times you can’t even get a loan for an affordable house if it is in a location where the bank feels is hard to sell
Prices adjust to what people can afford.
What were you born in 2009? Prices have been outrageously detached from reasonable interpretations of “affordability” for ages and banks are more than happy to collect interest for the rest of your life.
This is because some people still can afford to pay outrageous prices or willing (forced) to go into unreasonable debt.
Yeah, those damn people who refuse to be homeless are ruining it for everyone
Prices adjust to what people can afford
Ehhhhh only to what it can be reliably sold for, not to what most people can afford. If 10% of people are multimillionaires (and they are in the US) but 40% of people don’t even have $500 to their name (also is the case in the US) you can absolutely continue to see a housing market that is in part just passing wealth around that top 15%, especially if they can turn around and rent the investment properties to the bottom 50% to make even more money
Now, things do get really interesting when the wealthy aren’t interested in the property in a given area, and the market flips from ponzi scheme to actually being houses that people can realistically afford and do live in. Of course such places also tend to be on the knife edge of also being mortgage deserts because they tend to be very small towns with dwindling populations
Let’s play this out. Inheritance is illegal and you’re hyping up a self-regulating market so I’m assuming you think their assets should be sold mandatorily rather than seized by the state for redistribution (unclear what happens with liquid assets in this situation but you didn’t give much to work on). So instead of passing huge fortunes to their kids their assets are instead acquired by whoever is willing invest the most capital. They get an extra house that they can then rent out to collect passive income from someone “starting from scratch”, someone who cannot possibly out-gain the person who owns property. Eventually the landlord (more of a land baron at this point) will die and their various holdings will be scooped up by smaller landlords (but never by young families) thus perpetuating a new fun cycle of oligarchs in a system that rewards the fastest people to abandon all morals in favor of personal gain, and there’s no incentive for selflessness because you can’t leave anything behind anyway. Pure personal gain and consumption.
Not necessarily
You assume that there is wealth and that it should be regulated
It’s more of a cultural thing, where people actually use their wealth while they can and when they can’t, they pass it over to a charity of their choosing.
This at least is very common here
If there’s no wealth then there’s no “housing market”, going full classless-stateless-moneyless socialism is such a huge departure from the current state of things it doesn’t make sense to even have this conversation about it. (And giving to charity is all well and good but I generally consider charity to be addressing a failure of society and as long as we’re in fantasy land there should be no need for charitable giving)
Also: weaseling out of addressing any of the holes in your position by changing the subject instead of explaining any detail about your stance is weak.
Sorry. I meant accumulated wealth. English is my second language
My point is not political. It’s more social. Spend your money while you’re living instead of hoarding it
Politics and society are not and cannot be separated.
On the contrary, expect hand-outs when they’re the industry standard and be offended when you become the exception.
I live in Denmark and the saying here goes 'if there is anything left for the family when I die, then ive miscalculated ’
My brother made an investment portfolio to my nieces because, as he said he’ll leave nothing alse to them lol they are 3
In the US the financial times have been so bad for decades that, without assistance, education and having a house are directly correlated with family wealth.
I’m not defending the shit–it fucking sucks.
Respect
Det finns inga fickor i svepningen.
Why do the Dutch bury their dead face down?
So they can park their bicycles.
Petah?
Butt cheeks
Here’s the story of the house we bought last year - which took us 6 years to find.
My wife and I had been looking for a nice house in our area. We moved here just before the pandemic and we knew the prices around here, and they were within our reach at the time.
Then the pandemic happened, house prices went through the roof and never went down.
On top of that, our village in particular tends to be gentrifying at supersonic speed: this used to be an isolated village, but the big city nearby is expanding, so now it’s turned into a fashionable place to live that’s not too far from the city: the lake is not managed, so it’s not a putrid mosquito-invested swamp anymore, we have two supermarkets, solid bus service… Wealthy folks buy old houses here, tear them down and build new, super-expensive mansions on top of what is now prime land.
Before the pandemic, houses here were still affordable(-ish). Nowadays, it’s minimum 3x as much for the cheapest old house (to destroy and rebuild anew, remember!), which are getting rare, and new ones are running into half-million territory.
So we had been watching for houses in the area like hawks on the various local realty sites for 6 years, not holding much hope for this village, but still including it in our search, because why not.
And one day, this house turned up at a surprisingly low price - the one we’re in now. Long story short: it was so poorly advertised by the realtor that nobody bid on it. But I knew it because I had seen it before while riding my bike in that street, so we bid immediately and we scored it.
It’s one of the last old houses, but it’s in perfect condition for its age, because the previous owner was in the construction industry and built it to the most modern standards of the time. And it’s located in one of the most highly sought-after streets in the village, with direct access to the lake, gobs of lands, and located 200 yards from the stores and the bus stop.
Our house is insanely great and we got it for cheaper than pre-pandemic prices!
Why you ask? How does something this lucky happens?
Because the previous owner, a nice little old lady, sold it for cheap because she got tired of her children bickering over who would inherit it after she dies, how much profit they would make if they sold it, and trying to move their mom to a retirement home so one of them could move in early, or convince her to sell it now so they wouldn’t pay the tax on property inheritance.
The lady literally told them “Fuck the whole lot of you!” She put the house up for sale at a bargain-basement price in order to sell it and move out as quickly as possible, so none of her kids would get anything at all after she’s dead.
And that’s how we got to live in this increasingly posh neighborhood without really having the kind of money to belong here 🙂
For me it was the other way round sadly. We lived in a house (rented) in a city district that was basically dubbed “the little cozy village right in the city”. We had the prospect of buy this house one day for quite cheap, but then the gentrification happened very fast before we could do that. There were many old houses in that area - often times so old, that the only real way to deal with them was to tear them down and rebuild. Even those were sold at sky high prices. Don’t even think to stay below 800k to 1M. And that before all the additional construction needed. Since this price hike only took about ~1 year to reach this point, we hadn’t really time to realize what was going on. We even got a very good offer to buy the house, but with all repairs and such needed, we’d have still been on the hook for an estimated ~900k total.
I understand that the old lady was in some sort of emotional frenzy but odd that she didn’t sell the house for its market value, it would have sold quickly anyway. And good thing (I guess) one of her kids didn’t swoop in and buy it at the low price she listed it for. 🤔
Yeah it was weird. I bought it for the under the price of the land alone. I think her idea was to buy herself another place somewhere with the money (which she did) and leave her kids skint.
And I don’t think she would have agreed to sell it to one of them - not to mention the family feud that would have ensued if one of them had tried.
The lady literally told them “Fuck the whole lot of you!” She put the house up for sale at bargain-basement price in order to sell it and move out as quickly as possible, so none of her kids would get anything at all after she’s dead.
legend. I’d have her over on christmas every year.
We invited her - not just for Christmas. She doesn’t want to come because this whole affair was a heartache for her, and she misses her old house enormously. We maintain good relationships but we don’t push her.
Please chrish that old woman in stead of her supposed children
Good for her.
If those were my kids I would kindly tell them not to contact me again.
We bought our house (20 years ago) from a 95 year old lady. Her family was trying to get her into a home for years and finally convinced her. They put the house on the market at the price the came up with when they first started talking about moving her so the price was about $80k out of date. I guess the family got really pissed at the agent because we bought it the second it got listed and they thought they should have got way more money. So we got lucky too. Except our house is a bit of a shit box and had lots of stuff wrong with it. It had cardboard plumbing for fucksakes.
From wiki:
Orangeburg pipe (also known as “fiber conduit”, “bituminous fiber pipe” or “Bermico” or “sand pipe”) is bituminized fiber pipe used in the United States. It is made from layers of ground wood pulp fibers and asbestos fibres compressed with and bound by a water resistant adhesive then impregnated with liquefied coal tar pitch
Oof, that sounds like it was a fun project to remediate
This is part of how wealth concentrates in countries without a welfare state. The property market becomes more and more unavailable for young people, and older people have to sell their homes to afford proper care.
Maybe I’m wrong, but I interpreted this as “we’re selling the house and burning the money in voyages, cruises, fuck fest, etc”.
That’s how it starts but most people have no idea how much end-of-life care can cost, or even just regular geriatric medicine.
I just assume that’s where any money i have left is going to end up. Luckily i don’t have anyone relying on the funds i possessed, but I also don’t expect to have much (if any) anyway. I’m kinda relieved i don’t have children for that reason, tbh. It’s hard enough to make ends meet as it is. As much as i might have enjoyed starting a family, I’m afraid I’d be setting up another generation to suffer through the naivete of mine…then having little/nothing to offer on my way out!
I’m planning on my end-of-life being real cheap. I’d prefer a clean exit over a long decline, especially if I start losing my faculties. (Not much history of dementia in my family, thankfully)
Even in countries with a welfare state system. Mainly because we depend so much on the USA and they just carelessly plays monopoly with the world economy (2008 crash plus subsequent “quantitative easing” is why we have high apartment prices). I just hope we can decouple before everything that is happening now will affect us too much.
The US empire is going down, fast. Countries that don’t decouple now will go down with it
The problem is systemic with the world. Pretend like any country is better and you’ve lost the point. It isn’t nations or races that made this problem. It’s wealth. The elite class is the problem and they are the same problem in every country.
I think I saw the same account with the same gif write another story about how people inherited wealth and spent it all in a short time. Weird
That’s what they’re supposed to do… I’ve already told my parents to get spending. They can’t take it with them.
Exactly. I don’t really understand this post or what it’s trying to say. My parents worked hard, and then when they retire they should get to enjoy it, isn’t that the point?
My mom is almost 60 now and she is finally trying to sell the house. My brother and I grew up in it, but it’s way too big for her alone. I told her she should sell it and find some small apartment to rent somewhere, so she doesn’t have to fix/pay everything herself anymore.
Difference in priorities. My partner’s mom worked her ass off to make a comfortable life for herself but she’d rather spend her resources improving our lives while she can appreciate the impact. It makes her happy to see her family doing well so the money gets spent on education and home improvements and trips together. (She calls it a pre-inheritance.)
Sure, there is nothing wrong with that at all. All parents want to make sure their kids live better lives than they did, right? My parents also worked hard and paid for all that, my mom still helps my brother with things sometimes, helps pay for stuff when needed, but the OP makes it sound like those parents did something wrong by selling their house, and that actually they were supposed to keep it, against their will, so their kid could get the money? I think that’s complete bullshit. It’s their house, they get to do with it what they want. OP should be happy that their parents have such a house to sell in the first place, because there are a lot of people who don’t even have that.
I think there’s something morally wrong with choosing not to contribute to your family or community past your own life but that is assuming your descendants are worth a damn. “A society grows great when old men plants trees” and all that.
Sure, but there’s a very large area between not contributing at all and not being allowed to sell your own home. Parents can contribute in plenty of ways without being forced to keep living in a house because their kids care more about an inheritance than their parent’s wishes/well-being.
Nuh uh!!! The kids i raised better be ready to lift themselves up by their bootstraps. If they can’t–misery and poverty for the rest of their lives! Mwa ha ha ha!
Seriously though–it really bothers me when i see people saying stuff like “i raised you, i don’t owe you shit”… If you bring someone into this world–you better be ready to take care of em. Even if it means for their entire life! You don’t know what they’ll be like or what needs they may have, so be ready for anything. Hopefully they’ll be able to make a living for themselves but it’s getting harder and harder in this day and age.
The issue is that the way the economy is going, young people who don’t inherit a starter home or at least a down payment from their parents, will never become homeowners. It’s not quite bad yet, it’ll get much worse than it is now.
If you’re not willing to leave your home as an inheritance, don’t have children.
And people who don’t even own a home, shouldn’t have kids at all? I guess that would solve some problems…
But really, being willing to leave your home is not the only consideration. I finally got my mom convinced that she should sell her home, because she can barely get up the stairs anymore due to health issues. Am I supposed to force her to keep living there so I can get her money? Do you realize how fucked up that is? No. Absolutely not. She worked her entire life and she should be able to enjoy her retirement, and make it as easy as possible for herself, without having to worry about all the shit that comes with owning a home, and definitely without me complaining about how unfair it is that she won’t just die and leave me all her crap.
Unfortunately yes, those people shouldn’t have kids. Or rather, if they had any conscience, they wouldn’t be bringing serfs into this world.
You were probably also born early enough that you can still buy property with a loan. But we’re one or two proper crises away from that ever being an option for the younger folks.
And the system is designed for that. Expensive assisted living facilities are there so you’d have to sell your home so you can be sucked dry before death. Not just a US thing either. It’s the same in my country.
When plebs leave their property to their offspring, they’ll start accumulating generational wealth and we’re not supposed to have that.
Like I said, don’t like it, don’t have children. Not unless something significantly changes economically. I for sure wasn’t planning to have my kid without having a solid financial footing, but my ex of course lied about being on the pill since she saw how much I was earning and saw it as a way to get out of having to work herself. At least I do have my family home, built by my grandparents, that my kid will one day inherit. But of course I don’t want to die too early so I’m also trying to put together enough money for a 20-30% down payment for an apartment in 20 years or so. To kickstart the equity building process. Shouldn’t be too hard normally to do over such a long period, but my ex put me nearly six figures in debt so it’ll take me a bit lol
Look, we’re never going to agree about this, I think. Sure there are a lot of problems for young people nowadays, but maybe we can find some actual solutions? Maybe, I don’t know, vote in people who actually make life more affordable? Maybe trying to pass some laws that make it easier for people to survive. Maybe make healthcare more affordable, education more accessible, build some sort of safety nets for people, a living wage, whatever; make life better for people so they don’t have to wait until their parents finally die to make something of their own lives. Actual systemic changes in stead of just making it more bearable for some people.
But imo we shouldn’t go and try to create a world wherein parents are no longer humans but only inheritance dispensers who can’t live their own lives.
In case you were wondering, no I don’t have or want kids, and no, it has nothing to do with money.
But I’m thinking that you are American, right? Because I have never even wanted to own my own home. It has never been a requirement to live comfortably. It’s not needed as an ‘insurance’ or investment. And I have never seen my parents as some bag of money I get to spend when they finally decide to die. It’s disturbing to me that many people apparently think that’s normal? I mean, don’t you love your parents and want to see them happy? I don’t get it. My parents were very young when I was born. By the time they die, I’ll be like 60 or (hopefully) even older. I can’t imagine waiting my entire life for them to die, just because I want their money. How fucked up is that?
Inheritance should be illegal.
It’s financial nepotism and I’d rather a society based on equality where nobody has an unfair advantage over anyone else.
Inheritance should be illegal.
That’s a Robin Hood logic. It’s childish…
It shouldn’t be illegal but heavily taxed, why should some dude get a pass in life because his grandparents were gangsters? That’s how you get kings (/billionaires).
Inheritance is fundamental consequence of private ownership - you have right to do whatever with things you own.
When you’re dead, you are incapable of making choices. Giving rights to dead people is an awful idea, and we should stop pretending it makes sense.
So, you can just distribute your wealth to your offspring shortly before your death. Inheritance system is just convenient extension set up just in case you won’t be able to distribute it before your death. It all comes from right to own private property.
So, you can just distribute your wealth to your offspring shortly before your death.
And they would pay income tax on it, just as they do if you were to give your wealth to them before you die today. That is fine. Having property rights when you are alive is fine. Having rights to a dead person’s property with tax avoidance is not.
And they would pay income tax on it
Not in my jurisdiction. All direct wealth transfers between parents and children are tax free here. You can literally give your house to your kid, and they are new owner for free.
Same with inheritance. Closest members of family pay no inheritance tax at all.
It should be illegal to provide for your family? Every man for themself?
Assuming the most generous interpretation of your statement I still think it’s putting the cart before the horse. Generationally accrued wealth is currently one of the only paths out of destitution for many people. Inheritance should be unnecessary but until such a time as adequate housing is guaranteed familial property has to be a thing. (I wouldn’t be on board even in a proper post-scarcity society, homes are more than just places and personal property is accepted in all but the most extreme interpretations of socialism.)
Inheritance beyond a set amount should be illegal. Billionaires passing on billions of dollars is just wrong.
$100 million cap on all inheritance. $500 million cap on total wealth. Anything beyond that is taxed at 100%.
Any attempt to “donate” the money to a family-controlled “charity” triggers a tax on the entire wealth at 90%.
That’s something I can agree with. I think there’s a very reasonable compromise somewhere between “children can’t have a better life than their parents” and “five families own everything forever, including several governments.” $500 million still seems pretty damn high I’d cut that to 50 or even 5.
The problem is selling the law to the lower middle class because they all believe they can get this rich and the tax will affect them.
I’d rather have a higher than it should be limit and reach the 0.01% obscenely rich than have the law beaten to death.
$5 mil is somewhat achievable. While bad, they aren’t as bad as those who have $5 BILLION in assets.
Someone who have $5 million has more in common with the poor than those who have $5 billion.
I haven’t thought about the subject too deeply, so I’ll just interject a consideration. Are you thinking about the situation from a purely individualistic point of view, in which families live completely apart? Intergenerational units are more common in some cultures than others, with everyone contributing to the same household. It would be the same reasoning of spouses getting an inheritance, but you might be against that as well.
Totally, at least anything over some medium amount.
According to who, exactly?
On the bright side, we have apartments full of advanced electronics and consumer products. Back then they had houses with thin walls, a library, and a record player. In order to have a bearable existence, I don’t need as much space as they did.
You mean the very things they replaced library books and vinyl records with, so they could charge us rent on knowledge and recreation as well?
I wonder if the Romans told their slaves about how modern a society they had that their ancestors would have gladly sold their land for a bath house
I’m writing under the assumption that my statement is being read by people in Europe and the United States. If you think the lower class in these countries are the slaves in your metaphor, you should really look into how high their standard of living is relative to the global norm.
And there were Roman slaves that enjoyed a higher standard of living relative to the global norm. We have literal white supremacists argue that chattel slavery was good actually because the standard of living blacks experience now is higher than what they would have if we left them alone.
This has nothing to do with the point I’m making. You are really going out of your way to drag racism and slavery into this argument. There must be a language barrier or something.
i’m leaving everything to kids. if she needs help it’s up to them
I see the issue here less as “the kids get nothing” and more a concern at where they money ends up.
Houses get massively inflated over time… Older parents sell, but the money all ends up at some retirement home. Retirement homes are owned by a bunch of hedge funds and/or rich folk. Staff at these places often aren’t paid particularly well either.
The end result is still higher prices for everyone else, while the rich folk get richer as everything rises into unaffordabilty.
I also see it as a problem of the economy. Their kid, will never be able to afford that house. He will never be able to live in a house like that again. He also got royally screwed.
Home ownership is a luxury. Reality is being stuck renting. Renting is preventing upwards mobility.
The parents job of providing is up until either 18 or 21 if college is involved, get your own house after that entitled little fucks 😅
“And that’s why dad went into the cheap retirement home and doesn’t live with us.”
So glad I never wanted family in this clown world.
Maybe in traditional american culture. The rest of the world cares about the family at every stage.
Guess you’ll not have any housing anymore this isn’t owned by a landlord. Hope your swept up in any fallout from your failure of a country.
Here’s how this is actually gonna work, at a broad social scale:
With some rare exceptions, the Boomers will sell their homes to pay for medical expenses, and die alone, in either old folks homes, hospitals, or much smaller homes/apartments, or if they’re very lucky, homeless or in a concentration camp for the homeless.
They’ll have to sell their homes because private equity/credit is imploding, and all their pensions and 401ks are ultimately based on that, even if they say they’re not.
And home prices are crashing because:
1 younger generations don’t get paid enough;
2 climate change costs are finally coming due via insurance now actually reflecting climate risks + outsized proportion of the last ~2 decades of new homes being built in high climate risk areas;
3 property tax rates are skyrocketing due to decades of local government mismanagement of budgets and infrastructure.
A fun fact that people do not like to acknowledge is that while yes, big Wall Street investors do largely set the tone and tenor of the housing market, the vast, vast majority of homes are owned by small time “mom and pop” landlords.
And the majority of existing home sales are Boomers selling homes to other Boomers.
They did this to themselves (and to everyone else), and the result will be that they impoverished their children while chastising them for being poor, enriched faceless corporations while claiming they hate them, destroyed the climate while claiming climate change isn’t real… all while claiming that everyone else is entitled, poorly informed about how the world works, and financially irresponsible.
I don’t understand how historically every generation has strived to make the world a better place for their children with the exception of boomers. The greatest generation set them up for so much success, and they’ve done nothing but try to destroy everything for the kids that are coming after them. I’m Gen X and my biggest focus is trying to create something for my children, to have something to pass on to them, to save for their college so that they don’t have to struggle like I did, and to leave them with a better world than the one I got handed.
“Hard times create strong men, strong men create good times, good times create weak men, and weak men create hard times,” - G. Michael Hoof
The quote is men, but I believe it should be generations.
I heard one that goes “the first generation studies war so the next generation can study math so the next generation can study art” Then I guess the art pisses so many people off they go to war.
Hard times make hard men, hard men make soft times, soft times make soft men, and soft men make me hard.
Or they fail the entrance exam to art school and restart the cycle.
Pretty sure that’s just that one guy, or is this a trend?
A significant number of current day fascists… Ben Shapiro, Donald Trump, Steven Crowder…
They all wanted to be movie stars, script writers, actors, etc.
This is actually a broad trend, that some failed artists develop a megalomaniacal drive to ‘be respected’ in some kind of way, and that way is ‘being a fascist’.
Honestly, you can see the same broad authoritarian personality traits in a much larger subset of artists who basically cannot accept criticism… more often then not they just end up as lolcows, or that one insufferably snooty person you know.
They weren’t called the “me generation” for nothing!
The Boomers somehow think they are the strong men, while in reality they are the weak men that were created by the good times, aka the most anamalously prosperous sustained economic boom in the history of the planet.
(Well maybe possibly with the exception of what China has managed in the last ~40 years, but then we get into a very complex discussion)
At risk of playing too hard into the GenX trope: You should be more outspoken about this, and not allow yourself to be ignored.
That’s what happens when you give a human being everything. You actually need to be born and live through hardship in order to develop empathy.
This is why rich people are consistently sociopaths, with racial theories, and the like.
So… does that mean I’ll be able to buy a house someday after all?
Found Aquaman
FUCKIN AQUAMAN???
Buy? Maybe. Squat in a ruin? Absolutely
… I attempted to write a serious answer to this but basically I got overwhelmed, waaay too complex to attempt to project … 60 years into the future.
So, instead:
‘Outlook cloudy, ask again later.’
Maybe this csn help you make up your own answer:
I am an ‘out of the labor force’ econometrician, not unemployed, out of the labor force, because I’ve been unemployed so long that I have realized that I am now unhireable in the field, and thus gave up trying to find a relevant job.
And in enlightened countries that are France or copied their stupid law: the vultures keeping the boomers alive hooked up to expensive machines can also get the children to pay. Unlimited money hack for victims with more than 2 children.
and die alone,
I doubt it. Every time I’ve made a thread or comment suggesting those who can cut out their MAGA relatives, people start screaming bloody murder.
They make dumbfuck claims like that I’m “spreading hate” or “trying to break up families in trying times”. Simple fact is that you may love your MAGA relatives, but they sure as fuck don’t love you. Its actually indisputable.
Your average Joe sane person has FAR more in common with those your MAGA relatives knowingly and gleefully voted to kill in 2024, than they do with their MAGA relatives.
Your MAGA relatives want you dead too, but they don’t know it because they assume you’ll change to their side when you’re older. That, or they’re too fucking stupid to understand the death penalty they voted for millions to get applies to you too.
Yet still, even as these Nazi fucks gleefully support the massacre of Iranians who are just like you and me, these supposed leftists cry and vomit and scream about the mere concept that they shouldn’t remain close to their fascist relatives. Its honestly insanely pathetic as fuck. If people can’t cut out Nazis, then no boomer dies alone because they are the bulk of MAGA.
Genx here. Expect nothing and they can’t disappoint
Expected nothing, got left with debt.
Now I’m in the minus.
Everything ive read about in the states would indicate that unless you consigned or agreed to something, that debt is not yours. The problem is it doesnt stop the debtors from lying to people, and once you engage or make a payment, you do accept responsibility, as fucked as that is.
Debt generally isn’t something you can inheret, what happened ?
Debt generally isn’t something…
In the US. There are plenty of places where it is standard within the law. There are many more places where it happens outside of the law too.
I’m not in the US. There are plenty of places where it is not standard within the law, but i did state “generally” to cover all bases
Tl:dr: don’t trip over your dick trying to play the “assumptive american” card when it wasn’t called for.
Then why bring it up in the first place?
Just to be a contrarian? To say something without any point?
Tldr: You can’t trip over your own dick if it is so small you have to caveat your disagreements with “generally”.
Edit: you know what, I’m sorry. You are right. It was presumptuous of me to accuse you of being American, and I reacted badly to your challenge. I got defensive and nasty. Rather than delete things, I’m keeping this here to show why I’m sorry. Genuinely.
I’ll be honest, you’re looking for excuses to pick fights now. And not even decent ones.
Then why bring it up in the first place?
I asked a friendly question. You responded irrationally. And now you’re again trying to slam me by…slagging off my penis size? Mate, i’m a cisfemale, you have fuck all luck there lol
Now this hits too close to home!
for about ten years I been saying, have no expectations and you cant be dissapointed.
It works more or less
Hence why being able to bankrupt two casinos is quite the achievement.
3 casinos actually and either 5 or 6 bankruptcies between them.

























