I love how millennial has become the new code for old. Gen X has been skipped again. As always.
Paying with cash is the most private method. I hope it stays.
You already can’t in so many places. I thought it was required to accept cash, but apparently that’s only for paying the government.
Cash is required to be accepted to clear a debt.
Cash is not required to be accepted to make a purchase.
That’s how I understand it. Cash is legal tender and has to be accepted to clear debts, so restaurants where you pay after you eat might not be able to refuse cash (though I don’t think there’s a requirement to provide change), though they can refuse all future business with you.
Still infuriating. I have actual money but can’t use it? Ugh.
You mean Friends lied to me!?
Some ATMs track the serial numbers of the bills you get. Even then, though, it’s more private than a card. Unless they have video of you shoving the bills into a machine for payment, say at Walmart self-checkout, they really don’t know how many hands the bills passed through before they passed through a reader again. Also, good if you can get a store to break the large bills for you. Then, they only know that you paid for a pack of gum with a 100-dollar bill.
My wallet isn’t owned by a tech conglomerate that has access and admin privileges to everything inside of it. Also, I just don’t want my phone to be everything, especially my I.D.
License, registration, and proof of insurance
Mind if I see your phone? It’s just hard to read.
OH INTERESTING CONVERSATION YOU HAD WITH “WALGREENS GUY” ABOUT “SANDWICHES” HOW ABOUT YOU STEP OUTTA THE CAR
Ha, joke’s on you. I don’t have a car.
Is sandwiches drugs
Officer, I will not answer questions without my attorney present.
My phone’s dead. Guess I’m broke until I find a charger.
Let me break out my checkbook in the grocery store line and watch their souls leave their bodies.
Admittedly, I only have a couple of gen Z friends, but they both have the biggest wallets of anyone I know.
I get it you can pay with your phone these days. But I also have an ID and a public transportation card which can’t be on my phone. Also I have cash on me. Where to keep that? Every time I pull out my phone or keys money falls out of I keep it loosely in there. I know Gen Z doesn’t have any money, but where do you keep your drivers licence and public transportation card? And insurance card? Where do you keep your drugs then? I have some coke and keta in there as well. Putting it in my pockets and it ends up in the washing machine. And I keep a set of earplugs in there for when I go to a party or concert. Because I would always forget to grab them, I now have them with me all the time.
I left my wallet on my work desk and a youngling helped walk me through using my phone to pay for my drive-through coffee order. I felt so cool and high tech.
Of course, when we got to “turn on NFC” the youngling asked what NFC was. I think I told him it was like Bluetooth and let the phone talk to the card reader.
My older “forgot my wallet” technique was to make an online order for pick up and enter my organically memorized credit card information into the online form.
I think your story makes a jump. Who taught whom?
I think the kid taught OP how to use the software, and OP taught the kid the hardware.
Exactly. I didn’t know how to make it work but I had a rough idea how it worked.
And presumably it had never occurred to the kid that one might want to turn off a radio for any reason.
Yeah, humans still occasionally acquire important small pieces of paper or plastic that are convenient to stow in some type of small container that can be keep on the person, what a shock.
I’ve worked in IT support/Security for too long to have any of my cards just a short nfc tap away from being used/stolen from.
Don’t you need to unlock the phone to activate the NFC chip though?
Yes, but cards can just be read
Kinda. Have you tried using an NFC reader with your phone’s tap to pay? You didn’t get the actual card data. It’s all tokenized now. If I remember the details correctly, the merchant sends a token that they partly generate and add the token data the get from your card and they send that to the payment processor, and it’s only really usable at that point in time. So if I was wandering around with a high powered NFC antenna I’d need to be running a merchant terminal ready to charge them. I can’t harvest the data to sell later or anything like that. So the risk is pretty heavily mitigated.
That being said, I still use a wallet with NFC and RFID blocking
Hmmm, that is good to know! I have an RFID blocking wallet too just in case
Then you’re well aware that it doesn’t work while the card is in a typical wallet.
Police, show us you ID or got to prison.
Oh you see I’m a gen z…
Some states are offering digital drivers licenses: now:
Yeah, just hand the cop your phone. Smart.
In every example I have seen, displaying your insurance card locks down your phone until you enter a pin to prevent exactly this issue.
Fascinating. Does this require you hand a cop your unlocked phone?
In my state, it’s a barcode they scan from your screen.
In Texas for sure you can add your DL to your Apple wallet and definitely let you show a picture of your ID instead of the physical card
Some of those states that allow these digital id’s still require u to have your physical ID on you while driving
It’s not illegal to not have ID.
It is illegal to drive without a license.
Depending on what you’re doing, it’s perfectly fine to leave ID at home (assuming you’re light skinned, but also ID doesn’t save you anyway in some cases)
It’s not illegal to not have ID.
In which countries?
The UK.
Ok, what about other countries?
How exactly does that work? Unless your state/province has a digital ID, you need to carry at least that around. Then you gotta keep some cash for the odd place that doesn’t do credit because they’re in the Stone Age. I also keep a card for those places that don’t do tap, because of course they exist.
How are you expected to buy a house if you don’t have a wallet with all your wealth in it?
If I’m not going far, not driving or not planning on spending much then yes, wallet stays at home.
Otherwise, if I’m driving then I’m taking my driving license with me (you never know), if I’m making a purchase over the contactless limit then I need to take my actual card with me anyway, or if I’m away for a longer period then I might need cards that I don’t have linked to my phone (like my corporate card - like fuck am I putting that in my phone).
And for all that, I’d rather have a wallet instead of just a loose amalgamation of plastic in my pockets.
Every single person I know has a wallet, im 26
When I’m out I keep my phone on airplane mode and in a little faraday bag. I am not dragging out my phone and waiting for it to reacquire signal every time I want to buy cigarettes. Nevermind that defeats the point of the faraday bag…
Your phone does not need an internet connection to tap to pay, in the same way your credit cards do not need an internet connection to tap to pay
How do you do tap-to-pay from inside a faraday bag?
I was addressing the “waiting to acquire signal” part, not the “removing from a bag” part which I imagine to be fast
The phone is already trying to connect to cell networks when it’s in the bag, the moment it comes out it’s already broadcasting which means the cell networks can triangulate your location even before ‘signal is acquired’.
I just wrap the Faraday bag around the card reader and let NFC do its thing. The cashiers hate me, but sometimes the cute ones get confused and let me draw them in their underwear.
Faraday bag is a way better way to call a tin foil bag, lol.
It goes well with my Faraday hat.
